Madras High Court in the matter of R. Arumugasamy Vs Authorised officer; Review Petition no. 82 and 83 of 2016 held that where there is more than one property mortgaged with the secured creditor, it is the choice of the secured creditor as to against which property it intends to proceed. A sale made by a secured creditor under Section 13(6) of SARFESI Act is as good as the sale made by the borrower.